For 2026, the FHA loan limits in Fulton County of Howard, MD are defined as follows: $632,500 for single-family homes, $809,700 for residences with two units, $978,750 for those featuring three units, and $1,216,350 for four-unit properties.
Conventional loans have maximum limits of $726,200 for a single-family home, $929,850 for two-unit properties, $1,123,900 for three units, and $1,396,800 for four units.
Utilize our FHA calculator to discover today’s optimal FHA rates and figure out the required down payment, income, credit score, reserves, and necessary documentation to qualify.
With the Lendersa® calculator, you can easily compare FHA rates and terms with those of various other loan programs. Evaluate options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Gathering data from numerous lenders, Lendersa® quickly aligns these options with your unique financial needs and profiles.
The Loan Limits Comparison Table for 2026 in Fulton County, MD, provides a full comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For comparing qualification requirements such as income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is available.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $632,500 | $809,700 | $978,750 | $1,216,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $466,400 | $466,400 | $466,400 | $466,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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