In 2026, FHA loan limits for Scaggsville county of Howard, MD are as follows: $632,500 for a single-family home, $809,700 for two-unit properties, $978,750 for three-unit homes, and $1,216,350 for four-unit buildings.
Conventional loan maximums for single-family homes are $726,200, with $929,850 for two-unit properties, $1,123,900 for three units, and $1,396,800 for four-unit residences.
Utilize our FHA calculator to find today’s leading FHA rates and learn the prerequisites like downpayment, income, credit, reserves, and documents necessary for qualification.
The Lendersa® calculator helps compare FHA rates and terms with those of other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers comprehensive loan data from thousands of lenders, matching it swiftly to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Scaggsville county, Howard, MD, includes details on FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. For qualification insights such as income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $632,500 | $809,700 | $978,750 | $1,216,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $466,400 | $466,400 | $466,400 | $466,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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