In 2026, the FHA loan limits for Severna-Park county, located in Anne Arundel, MD, are $538,200 for a single-family home, $689,000 for properties with 2-units, $832,850 for 3-unit homes, and $1,035,000 for residences with 4-units.
The maximum loan amount for conventional loans on a single-family home is $548,250. For 2-unit properties, it's $702,000. Three-unit homes can reach $848,500, and for four units, the cap is $1,054,500.
Our FHA calculator offers today’s top FHA rates. It also determines the downpayment and evaluates income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those from other loan programs. Evaluate options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® quickly compiles data from thousands of lenders, enabling swift comparison against your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Severna-Park county, Anne Arundel, MD, helps to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan caps. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for assessing qualification factors like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $538,200 | $689,000 | $832,850 | $1,035,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $430,500 | $430,500 | $430,500 | $430,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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