2026 FHA (Government Loans) Limits for Riviera-Beach, Anne Arundel County, Maryland

In 2026, FHA loan limits in Riviera-Beach county, Anne Arundel, MD are $538,200 for single-family homes, $689,000 for two-unit residences, $832,850 for three-unit buildings, and $1,035,000 for four-unit properties.

Conventional loan maximums for a single-family home are $548,250, for two units $702,000, for three units $848,500, and for four units $1,054,500.

Use our FHA calculator to find today’s competitive FHA rates and see what's required for downpayment, income, credit, reserves, and necessary documents to qualify.

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With the Lendersa® calculator, compare FHA rates and terms against other loan programs. Analyze Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.

Lendersa® gathers extensive loan data from thousands of lenders, allowing quick comparison suited to your financial profile and needs.

Look at the Loan Limits Comparison Table for 2026 in Riviera-Beach county of Anne Arundel, MD, which includes FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine requirements like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Riviera-Beach county of Anne Arundel, MD

SFR 2 Units 3 Units 4 Units
FHA $538,200 $689,000 $832,850 $1,035,000
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $430,500 $430,500 $430,500 $430,500
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Riviera-Beach FHA Lenders

  • Renaissance Lenders, Inc
  • 8221 Richie Highway, Suite 203, Pasadena, MD, 21122
  • Lends in Maryland
  • Renaissance Lenders, Inc. is a full-service lender providing industry best solutions in residential purchase & refinance loans. Through our dedicated mortgage professionals, our commitment is to deliver an exceptional experience when purchasing or refinancing your home & a full lender that does all its processing, underwriting, & closing in house.

  • Coastline Mortgage
  • 8221 Ritchie Hwy, Suite 104, Pasadena, MD, 21122
  • Lends in Maryland
  • Coastline Mortgage is an agent focused company Delivering the Dream of home ownership. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

  • Service 1st Mortgage, INC
  • 14515 Madison Park Dr, Suite 2, Glen Burnie, MD, 21061
  • Lends in Maryland
  • Service 1st Mortgage is a mortgage broker located in Glen Burnie, Maryland, 30 minutes north of Washington DC and 20 minutes south of Baltimore. Our company serves the lending needs of prospective home buyers and current homeowners through specialized mortgage products that offer the best rates and lowest costs.

  • United Trust Financial LLC
  • 40 South Dundalk Avenue, Suite 201, Dundalk, MD, 21222
  • Lends in Maryland
  • Our goal is to provide the lowest possible rate for all situations. In this age of technology we still maintain the personal touch and service next to none. United Trust Financial is a mortgage company started in October 2002.if you are looking to refinance or purchase, good or challenged credit please contact us.

  • Severn Bank
  • 200 Westgate Circle, Suite 200, Annapolis, MD, 21401
  • Lends in Maryland
  • We are a community bank located in Anne Arundel County offering full-service banking including residential lending, commercial banking, and personal banking. Our mission is to enhance our community by investing in the climate, culture, commerce, and people of the Chesapeake Bay region.

  • South River Mortgage
  • 1 Park Place, Suite 540, Annapolis, MD, 21401
  • Lends in Maryland
  • At South River Mortgage we put our customers first. We are a trustworthy broker who will help our senior citizens find the best reverse mortgage plan to benefit their unique situation. Unlike a lender, we will compare different options that best fit our borrower’s needs. It is our goal is to give seniors the peace of mind

  • Bay Rock Home Loans LLC
  • 839 Bestgate Road, Suite 131, Annapolis, MD, 21401
  • Lends in Maryland
  • BlackRock Home Loans works with a strong portfolio of private lenders that help borrowers with unique financial situations to provide them with niche lending products that meet their needs. There are great products available for borrowers who can't qualify for loans with traditional documentation.

  • Heritage Financial, Inc.
  • 175 Admiral Cochrane Dr, Suite 101, Annapolis, MD, 21401
  • Lends in Maryland
  • At Heritage Financial, we are committed to putting our clients first and to find the best loan to finance your home.

    Heritage Financial is a full-service, residential lender, licensed in Washington D.C., Maryland and Virginia. Our experienced loan officers will guide you through the entire mortgage process.

  • Redwood Mortgage Services
  • 180 Admiral Cochrane Dr., Annapolis, MD, 21401
  • Lends in Maryland
  • Established, in 1999, Redwood Mortgage Services is a full-service mortgage lender that has served thousands of clients in Maryland, Virginia, District of Columbia, Delaware and Florida. From day-one, we have been providing exceptional customer service while exceeding the industry's critical regulation standards.

  • Bay Capital Mortgage Corporation
  • 2553 Housley Road, Suite 200, Annapolis, MD, 21401
  • Lends in Maryland
  • "Since 1994 we have been building a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the Mid Atlantic Region, Georgia and Florida.
    We’re a full service mortgage banker with an experienced staff offering expertise in every area"