In 2026, FHA loan limits for Pikesville county, located in Baltimore, MD, are set at $632,500 for a single-family home. The limit extends to $809,700 for 2-units, $978,750 for 3-units, and $1,216,350 for 4-units.
For conventional loans, the maximum borrowing for a single-family home is $726,200. For 2-unit properties, it is $929,850, for 3-units, the amount is $1,123,900, and for 4-units, it caps at $1,396,800.
Utilize our FHA calculator to find today’s optimal FHA rates and assess the necessary downpayment, income, credit requirements, reserves, and documents for qualification.
The Lendersa® calculator enables you to compare FHA rates and terms with other loan programs. Evaluate different options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles loan program data from thousands of lenders and quickly matches it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Pikesville county, under Baltimore, MD, helps to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan ceilings. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate requirements such as income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $632,500 | $809,700 | $978,750 | $1,216,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $466,400 | $466,400 | $466,400 | $466,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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