In 2026, the FHA loan ceiling in the county of York, Kennebunk, ME, is $506,000 for single-family homes. For two-unit residences, it is $647,750; for three-unit buildings, the limit is $783,000; and for four-unit properties, the cap is $973,100.
Conventional loan maximums set for a single-family residence are $726,200. For a two-unit structure, it's $929,850; for three units, the limit is $1,123,900; and for four-unit dwellings, it is $1,396,800.
Utilize our FHA calculator to find today's ideal FHA rates and assess the necessary downpayment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator facilitates the comparison of FHA rates and terms with those from other loan programs. By using this tool, you can explore and contrast options among Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® swiftly gathers loan program data from thousands of lenders, efficiently calibrating it to fit your personal financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Kennebunk county of York, ME offers a side-by-side comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To inspect qualification criteria, such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $370,700 | $370,700 | $370,700 | $370,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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