In the year 2026, the FHA loan limit in the county of York, which includes Kittery in ME, is designated as $506,000 for a single-family home. For properties encompassing two units, the limit becomes $647,750, advancing to $783,000 for three-unit residences, and reaching $973,100 for four-unit dwellings.
For conventional loans, the maximum amount for a single-family residence is $726,200. When dealing with two-unit homes, the threshold is $929,850; for three-unit houses, the ceiling is $1,123,900; and for four-unit properties, the limit extends to $1,396,800.
Make use of our FHA calculator to discover today's most competitive FHA rates. The tool will help you determine essential factors such as required downpayment, income, credit qualifications, reserves, and the documents necessary for qualification.
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With the Lendersa® calculator at your disposal, you can efficiently compare FHA rates and terms with those from other loan programs available in the market. Delve into various options, comparing and contrasting Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA offerings to find the best fit for your needs.
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Utilize the Loan Limits Comparison Table for 2026 located in Kittery county of York, ME to evaluate maximum loan amounts. This table encompasses various loan types, including FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, and Reverse Mortgage (HECM), as well as hard money loans. To delve into qualification conditions like income, reserves, and credit standings, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to make informed choices.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $370,700 | $370,700 | $370,700 | $370,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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