For the year 2026, the FHA loan limit within the York county of York, ME, is $506,000 for a single-family home, $647,750 for duplexes, $783,000 for triplexes, and $973,100 for properties with four units.
On the other hand, the maximum conventional loan amount for a single-family residence is $726,200; for two units, it's $929,850; for three units, it's $1,123,900; and for buildings with four units, it reaches $1,396,800.
To find today’s top FHA rates and calculate the necessary downpayment, income, credit, reserves, and required documents to qualify, use our FHA calculator.
With the Lendersa® calculator, you can perform a comparison of FHA interest rates and terms against other loan program options. Evaluate and explore a range of choices, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, in relation to FHA loans.
Lendersa® collects loan data from thousands of lenders and promptly matches it with your personal financial profile and requirements.
The Loan Limits Comparison Table for 2026 in York county of York, ME provides insights into FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans' maximum amounts. To review qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $370,700 | $370,700 | $370,700 | $370,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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