In the year 2026, the FHA loan limits in Eliot, located in York, ME, are established at $506,000 for a single-family home. For residences with 2-units, the limit extends to $647,750, while for 3-units it is $783,000, and for 4-units it reaches $973,100.
Regarding conventional loans, the maximum amount available for a single-family residence is established at $726,200. For two-unit properties, it is $929,850, for three units, the limit is $1,123,900, and for four units, it reaches $1,396,800.
Utilize our FHA calculator to explore the leading FHA rates today and determine the necessary downpayment, income, credit score, reserves, and other required documentation to qualify.
The Lendersa® calculator offers the capability to compare FHA rates and terms directly with those of other loan options. Dive into a variety of loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, in conjunction with FHA.
Lendersa® efficiently gathers extensive data from a multitude of lenders, aligning it instantly with your personal financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Eliot, which is a part of York, ME, facilitates a comprehensive comparison of maximum loan amounts among FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money loans. To evaluate qualification requisites such as income, reserves, and credit metrics, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $370,700 | $370,700 | $370,700 | $370,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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