In 2025, the FHA loan limit for Eaton-Rapids county of Eaton, MI, stands at $356,362 for a single-family house. For two units, it's $456,275, $551,500 for three units, and $685,400 for four units.
The maximum for conventional loans on a single-family home is $548,250. This amount rises to $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to access today’s top FHA rates and calculate your downpayment, income, credit, reserves, and necessary documents to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® taps into data from thousands of lenders to match loan offerings with your financial profile and needs quickly.
The Loan Limits Comparison Table for 2025 in Eaton-Rapids county of Eaton, MI, provides a comprehensive overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification factors such as income, reserves, and credit score requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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