For the year 2026, the FHA loan limits in Mason, within Ingham county of MI, are designated as follows: $472,030 for a single-family home, increasing to $604,400 for two units, $730,525 for three units, and capping at $907,900 for four units.
In terms of conventional loans, the maximum available amount for a single-family property is $726,200. This limit extends to $929,850 for two-unit properties, $1,123,900 for three-unit residences, and peaks at $1,396,800 for buildings with four units.
Utilize our FHA calculator to gain insight into today's optimal FHA rates and ascertain the necessary downpayment, income, credit, reserves, and documentation requirements for qualification.
The Lendersa® calculator allows you to neatly contrast FHA rate and terms with those of a variety of other loan programs. Dive into comparisons of Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA offerings.
Lendersa® collates loan program details from an extensive network of lenders, promptly evaluating this data against your distinctive financial situation and demands within seconds.
The Loan Limits Comparison Table for 2026 in Ingham county of MI provides a thorough overview of maximum loan amounts across categories - FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To delve into qualification requirements such as income, reserves, and credit, employ Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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