In the year 2026, the FHA loan limit for Calhoun county, located in Albion, MI, is set at $472,030 for a single-family home. For a two-unit residence, the limit increases to $604,400, while three-unit homes have a cap of $730,525. For properties with four units, the max limit is $907,900.
Conventional loan limits are also defined, allotting up to $726,200 for single-family homes, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for quadruplexes.
Our FHA calculator can help you access today’s best FHA rates, determining the downpayment, income level, credit score, reserves, and essential documents needed to qualify.
The Lendersa® calculator empowers you to compare FHA rate & terms across other loan programs, such as conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans.
Gathering data from thousands of lenders, Lendersa® delivers comparisons uniquely tailored to your financial profile and needs in an instant.
Consult the Loan Limits Comparison Table for 2026 covering Albion in Calhoun county, MI. This chart allows you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed analysis of qualification criteria, such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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