In the year 2026, the FHA loan limit in Holt county, within Ingham, MI, is set at $472,030 for a single-family home. For two-unit properties, the limit is $604,400. Three-unit homes are limited to $730,525, and four-units to $907,900.
For conventional loans, the maximum amount for a single-family home stands at $726,200, with two-unit homes capped at $929,850. If you have a three-unit home, the limit is $1,123,900, and for four units, it is $1,396,800.
Our FHA calculator can help you find today's top FHA rates, determine the required downpayment, check income, credit score, reserves, and identify needed documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with all other loan programs. Investigate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® quickly compiles loan program data from numerous lenders, tailoring comparisons to your financial profile and needs.
For 2026 in Holt county, Ingham, MI, the Loan Limits Comparison Table outlines maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM, and hard money loans. To review qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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