For the year 2025, the FHA loan limits in Arnold county within Jefferson, MO are specified as $472,030 for a single-family home, $604,400 for properties housing two units, $730,525 for those with three units, and reaching $907,900 for four-unit dwellings.
When looking at conventional loans, the upper loan amounts are set at $726,200 for a single-family residence. Two-unit homes can access up to $929,850, while three-unit properties have limits of $1,123,900, and four-unit buildings max out at $1,396,800.
Use our FHA calculator to explore the best FHA rates today and determine the needed downpayment, income, credit score, reserves, and documentation for qualification.
The Lendersa® calculator provides a comprehensive means to compare FHA loan rates and terms with those of a variety of other loan options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
By collecting data from thousands of lenders, Lendersa® is capable of quickly matching this information against your personal financial profile and specific needs for a tailored comparison.
For 2025, in Arnold county of Jefferson, MO, check out our Loan Limits Comparison Table. This table covers FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate all relevant qualification needs, including income, reserve levels, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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