In the year 2026, the FHA loan limits in Imperial, located in Jefferson county of MO, are defined as $472,030 for a single-family home, $604,400 for properties with 2 units, $730,525 for 3-unit dwellings, and $907,900 for those with 4 units.
When it comes to conventional loans, the cap for a single-family house is set at $726,200. Meanwhile, for 2-unit homes, the limit is $929,850; for 3-units, it is $1,123,900; and for 4-units, the maximum amount is $1,396,800.
Feel free to use our FHA calculator to uncover the most competitive FHA rates today, and evaluate the necessary downpayment, income, credit, reserves, and documentation required to qualify successfully.
The Lendersa® calculator serves as a reliable tool that enables users to compare FHA rates and terms with those of other loan programs. Delve into and weigh various options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA loans.
By tapping into data from a vast network of lenders, Lendersa® efficiently evaluates and contrasts loan programs in mere seconds, accommodating your distinct financial needs and profile requirements.
Consult the Loan Limits Comparison Table for 2026 in Imperial, Jefferson, MO. This comprehensive table lets you assess the maximum loan amounts available for a range of loan types. Included are FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further explore qualification criteria such as required income, reserves, and credit, make full use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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