In 2026, the FHA loan limit within Jennings county, St. Louis, MO is $472,030 for a single-family home. It increases to $604,400 for two-unit homes, $730,525 for three-unit properties, and $907,900 for four-unit buildings.
The highest amount obtainable through conventional loans is $726,200 for a single-family house. This rises to $929,850 for two-unit properties, $1,123,900 for three units, and $1,396,800 for four-unit structures.
Our FHA calculator assists in finding today’s top FHA rates while helping you determine the down payment, income, credit score, reserves, and documentation needed for qualification.
Utilize the Lendersa® calculator to compare FHA rates and terms against those from other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently gathers data from thousands of lenders, instantly matching loan program details to your financial profile and needs.
Review the Loan Limits Comparison Table for 2026 in Jennings county, St. Louis, MO to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. To assess qualification standards like income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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