For 2026, the FHA loan limits in Riverview, St. Louis, MO are established at $472,030 for a single-family dwelling, $604,400 for two-unit properties, $730,525 for three-unit buildings, and $907,900 for four-unit homes.
Conventional loan caps for a single-family house reach $726,200, with $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit residences.
Discover today’s optimal FHA rates using our calculator. This tool helps determine the necessary down payment, income prerequisites, credit score, reserves, and required documents for loan qualification.
With the Lendersa® calculator, you can juxtapose FHA rates and terms with those from various other loan programs. Delve into Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, all in comparison with FHA.
Acting swiftly, Lendersa® collects loan program data from thousands of lenders, offering a quick analysis of your financial profile and needs in comparison to available programs.
For 2026, the Loan Limits Comparison Table for Riverview, St. Louis, MO highlights maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine different qualification criteria like income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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