For 2026, the FHA loan limit in the county of Bellefontaine-Neighbors, St. Louis, MO is $356,362 for a single-family home. For properties with 2 units, it's $456,275, for those with 3 units, it's $551,500, and for 4-unit buildings, it's $685,400.
The upper limit for conventional loans in a single-family residence is $548,250 and for 2-units it's $702,000. For 3-unit homes, the limit is $848,500, and for 4-units it reaches $1,054,500.
Explore today’s FHA best rates using our calculator and determine the required downpayment, income, credit score, reserves, and documents for qualification.
With the Lendersa® calculator, you can compare the rates and terms of FHA loans with those of other programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects comprehensive loan program data from thousands of lenders, matching it to your unique financial profile swiftly.
The Loan Limits Comparison Table for 2026 in Bellefontaine-Neighbors county of St. Louis, MO, provides a comprehensive comparison among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification needs, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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