For 2026, in Dellwood county, St. Louis, MO, FHA loan limits are: $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The maximum conventional loan amount is $726,200 for a single-unit home, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to explore today’s best FHA rates and assess necessary downpayment, income, credit score, reserves, and documents required for qualification.
With Lendersa® calculator, compare FHA rates and terms with other loan types such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly collects loan program data from thousands of lenders and compares it against your financial profile.
The Loan Limits Comparison Table for 2026 in Dellwood county, St. Louis, MO enables comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to check qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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