In 2026, the FHA loan limit for Castle-Point within St. Louis, MO is set at $356,362 for a single-family home. Duplexes have a limit of $456,275, triplexes $551,500, and for a four-unit structure, it's $685,400.
The maximum conventional loan amount is $548,250 for a single-family residence, with $702,000 for two units, $848,500 for three-unit buildings, and $1,054,500 for four units.
Use our FHA calculator to access today’s FHA top rates. It helps determine your down payment, necessary income, credit score requirements, reserves, and documentation needed for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with a variety of other loan programs. Discover and compare options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, all alongside FHA.
Drawing on vast amounts of data, Lendersa® processes loan program information from numerous lenders, instantly comparing it with your financial details and necessities.
The Loan Limits Comparison Table for 2026 in Castle-Point county, St. Louis, MO, provides an overview of the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM (Reverse Mortgage), and hard money financing. To compare qualification criteria such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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