In 2026, the FHA loan limit in Lemay county, St. Louis, MO is established at $472,030 for a single-family home. For two units, it's $604,400, for three units, it's $730,525, and for four units, the limit is $907,900.
The maximum loan amounts for conventional loans are as follows: $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
By using our FHA calculator, you can easily check today’s most favorable FHA rates and calculate your down payment, required income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator is designed to help you evaluate FHA rates and terms in comparison with other loan programs' rates and terms. Delve into exploring Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® retrieves data on loan programs from a wide array of lenders, and in mere seconds, it aligns them with your distinct financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Lemay county of St. Louis, MO enables comparisons of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare various qualification requirements like income, reserves, and credit scores, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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