FHA Loan Max Loan amount for Potosi, Washington County, MO in 2026

For 2026, in Potosi county of Washington, MO, the FHA loan limits are set at $472,030 for a single-family home, $604,400 for buildings with two units, $730,525 for three units, and $907,900 for properties with four units.

The maximum loan amount for conventional loans is $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for properties with four units.

Our FHA calculator can help you discover today’s best FHA rates and determine the necessary downpayment, income, credit score, reserves, and documentation for qualification.

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Use the Lendersa® calculator to compare FHA rates and terms with other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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The Loan Limits Comparison Table for 2026 in Potosi, Washington, MO enables you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification needs such as income, reserves, and credit.

Loan limits Potosi county of Washington, MO

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • First Missouri State Bank
  • 2910 Barron Rd, Poplar Bluff, MO, 63901
  • Lends in Missouri
  • On July 3, 1912, our bank was established under the name State Bank of Fisk. The street on which the bank was originally located was eventually named Third Street. In 1953 the bank was relocated to 300 Second Street. The Second Street building continues to serve as a branch office today.

  • Mortgage Headquarters of Missouri, Inc
  • 4824 Osage Beach Pkwy, Suite 1, Osage Beach, MO, 65065
  • Lends in Missouri
  • Mortgage Headquarters can do it. FHA, VA, Conventional, Jumbo, Fannie Mae and Freddie Mac -- and countless other ways to help you clear the path to your new home. When looking for a new home, smart consumers first seek pre-approval by one of our mortgage professionals. You'll gain the credibility of a cash buyer.

  • Progressive Ozark Bank
  • 368 S. Main Street, Hartville, MO, 65667
  • Lends in Missouri
  • At Progressive Ozark Bank, we understand that how we do things has a tremendous impact, both in the workplace and in our communities. Since Progressive Ozark Bank opened its doors in 1965, our goal has been to offer a friendly, locally-owned banking experience to serve the personal and business banking needs of the people.

  • Mid-Continent Funding, Inc.
  • 3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
  • Lends in Missouri
  • Mid-Continent Funding offers mortgage products for home buyers. Working alongside several of today’s lenders gives us the capability to offer products that allow borrowers:
    Minimum down payments
    First time buyer benefits
    Program options for high debt-to-income ratios and low credit
    Refinancing opportunities
    To lower your monthly payments

  • VeteransLoans.com
  • 3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
  • Lends in Missouri
  • We pride ourselves on giving the best customer service in the industry. Unlike some competitors, you will work with the same person from your first call to the closing of your VA-backed loan. Your loan officer will be available to you at any point in the loan process should any question or concern arise.

  • West Plains Bank and Trust Company
  • 11 Court Sq, West Plains, MO, 65775
  • Lends in Missouri
  • West Plains Bank and Trust Company is a Bank with operations in two states. West Plains Bank and Trust Company offers numerous mortgage programs including conventional, non-owner occupied, VA, USDA and construction mortgages and West Plains Bank and Trust Company, based in West Plains, Mo., operates four full-service and two drive-through branches

  • Neighbors Bank
  • 1801 Westfall Drive, Columbia, MO, 65202
  • Lends in Missouri
  • We take great pride in the more than 70 years of banking expertise and customer service we have provided.

    At Neighbors Bank, our mission is to understand what you need and what’s important to you. We want to be at your side to help you strengthen your financial future and achieve your goals.

  • PIONEER MORTGAGE, INC.
  • 1301 Vandiver Dr, Suite O, Columbia, MO, 65202
  • Lends in Missouri
  • "Pioneer Mortgage, Inc. is committed to being your personal mortgage broker.

    We understand that you are not like every other borrower, so we offer solutions that fit your needs.

    We also value the chance to earn your trust. Through our experience, our knowledge, and our passion for service, we offer you the one-on-one touch that you deserv