2026 FHA (Government Loans) Limits for Potosi, Washington County, Missouri

For 2026, in Potosi county of Washington, MO, the FHA loan limits are set at $472,030 for a single-family home, $604,400 for buildings with two units, $730,525 for three units, and $907,900 for properties with four units.

The maximum loan amount for conventional loans is $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for properties with four units.

Our FHA calculator can help you discover today’s best FHA rates and determine the necessary downpayment, income, credit score, reserves, and documentation for qualification.

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Use the Lendersa® calculator to compare FHA rates and terms with other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® compiles extensive loan data from thousands of lenders, assessing it against your unique financial profile rapidly.

The Loan Limits Comparison Table for 2026 in Potosi, Washington, MO enables you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification needs such as income, reserves, and credit.

Loan limits Potosi county of Washington, MO

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Potosi FHA Lenders

  • FCNB Bank
  • 402 W Main St, Steelville, MO, 65565
  • Lends in Missouri
  • First Community National Bank is committed to banking as it should be: supporting our community and helping families become stronger, through trust and service. Founded in 1906, FCNB Bank currently serves the mid-Missouri area.

    The first cashier of the Bank of Leasburg was James N. Smith; Luther A. Evans became cashier in October 1906.

  • Bank of Sullivan
  • 318 W. Main Street, Sullivan, MO, 63080
  • Lends in Missouri
  • Sullivan Bank formerly Bank of Sullivan was founded in 1895 and continues to operate by the principles that formed our charter: stability, strength and service.The bank is a locally owned financial institution chartered by the State of Missouri. It is a member of the Federal Deposit Insurance Corporation (FDIC).

  • FMB
  • 959 North Commercial Avenue, Saint Clair, MO, 63077
  • Lends in Missouri
  • We at Farmers & Merchants Bank appreciate our customers and Facebook Fans, and we strive to give you the best customer service possible. That is why we encourage you to contact us directly if you have questions about your account.Facebook Fans, and we strive to give you the best customer service possible.

  • Midwest Regional Bank
  • 363 Festus Centre Dr, Festus, MO, 63028
  • Lends in Missouri
  • The Bank of Tradition and Progress Founded in 1894 as The Bank of Otterville, our Bank has a long-standing tradition of providingMidwest Regional Bank is a Bank with operations in fifty states. Midwest Regional Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and USDA mortgages

  • United Bank of Union
  • 15 E. Main Street, Union, MO, 63084
  • Lends in Missouri
  • Our mission is to protect customer deposits through safe and sound operations of the bank, to be leaders in supporting our community while providing an above average return on our stockholders'​ investments and providing our employees with an excellent opportunity for growth and advancement.

  • Ozarks Federal Savings and Loan Association
  • 2 East Columbia, Farmington, MO, 63640
  • Lends in Missouri
  • Ozarks Federal Savings and Loan Association is different from other area banks. Even our name is different. We were designed differently almost a century ago. This safe and secure bank is simple and fair by design. Since 1930, our depositors bring their checking and savings here so that borrowers can buy or build homes.

  • First State Community Bank
  • 201 East Columbia Street, Farmington, MO, 63640
  • Lends in Missouri
  • First State Community Bank is a financial leader in the State of Missouri. Founded in 1954, we have demonstrated an unyielding commitment to our clients and partners. From a Junior Savers Account to Commercial Real Estate Loan we work to find the best solution for each customer..

  • Wright Financial Inc
  • 1108 North Truman Boulevard, Crystal City, MO, 63019
  • Lends in Missouri
  • Wright Financial Inc. has been in business for over 25 years with experience in the financial industry. Rex and Susan Wright are the owners of the company.
    We work on effective options, aimed at giving you the best solution. We operate in St. Louis and surrounding areas and specifically Jefferson County.

  • Bank Star One
  • 1999 W. Osage, Pacific, MO, 63069
  • Lends in Missouri
  • We’re not just a bank. We’re a really good bank. One that helps you take care of your money without having to work too hard, because you already work hard enough. Whatever you need from your bank, you can find it right here. Bank Star's headquartered in Fulton, MO & also has branches in New Bloomfield, Lake Ozark, and Osage Beach -all in Missouri.

  • Family Finance Mortgage
  • 1787 Jeffco Boulevard, Arnold, MO, 63010
  • Lends in Missouri
  • Our mortgage professionals give you the individual service you deserve and treat you right. You are making a commitment in buying a house, refinancing a mortgage, or tapping into your home equity. So in turn, we make a commitment to you: we will help you qualify, apply and be approved for the best mortgage loan for you.