For 2026 in Bay-St.-Louis county of Hancock, MS, the FHA loan limits are $356,362 for single-family homes, $456,275 for two units, $551,500 for three units, and $685,400 for four units.
The maximum for conventional loans is $548,250 for single-family, $702,000 for two-unit, $848,500 for three-unit, and $1,054,500 for four-unit residences.
Check today’s FHA best rates using our FHA calculator. Determine necessary downpayment, income, credit, reserves, and documents for qualification.
With Lendersa® calculator, compare FHA rates & terms with those of other loans like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Gathering data from numerous lenders, Lendersa® swiftly ranks it against your personal financial profile and needs.
Consult the Loan Limits Comparison Table for 2026 in Bay-St.-Louis county of Hancock, MS to see maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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