For the year 2026, in Waveland county located in Hancock, MS, the FHA loan limits are outlined as follows: a single-family residence is capped at $472,030, while 2-unit residences have a limit of $604,400. For 3-unit homes, the ceiling is $730,525, and for 4-unit properties, it is $907,900.
Conventional loans come with their own maximums—$726,200 for a single-family home, $929,850 for a 2-unit home, $1,123,900 for 3-unit buildings, and $1,396,800 for 4-plexes.
Our FHA calculator is available to reveal today's most competitive FHA rates, as well as assist in determining necessary downpayment, income levels, credit scores, reserve amounts, and required documentation for eligibility.
The Lendersa® calculator facilitates side-by-side comparisons of FHA rates and terms against a comprehensive range of loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
With its expansive database, Lendersa® instantly aligns loan program information from numerous lenders with your specific financial situation and requirements.
In 2026, examine the Loan Limits Comparison Table for Waveland county in Hancock, MS to contrast maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification criteria such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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