2026 FHA Loan Limits for Brookhaven, Lincoln County, Mississippi

For 2026, FHA loan limits in Brookhaven county of Lincoln, MS are set at $472,030 for single-family homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for fourplexes.

The highest limits for conventional loans are $726,200 for a single-family home, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Our FHA calculator allows you to uncover today’s top FHA rates and is essential for calculating the required down payment, income brackets, credit, reserves, and necessary documents for approval.

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With the Lendersa® calculator, it's possible to compare the rates and terms of FHA loans against all other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.

Lendersa® harnesses data from a vast network of lenders, swiftly aligning it with your financial profile and needs.

Refer to the Loan Limits Comparison Table for 2026 in Brookhaven county of Lincoln, MS. Here, you'll find a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Lendersa® Super Loan Integrated Qualifier (SLIQ™) can assist in comparing qualification requirements such as income, reserves, and credit.

Loan limits Brookhaven county of Lincoln, MS

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Brookhaven FHA Lenders

  • Copiah Bank
  • 101 Caldwell Drive, Hazlehurst, MS, 39083
  • Lends in Mississippi
  • October, 1891, the founders of Copiah Bank opened our doors in service to families and business owners who were largely ignored by bigger-city banks. Theirs was a vision of a bank that would provide responsive solutions, exceptional service, fiscal integrity, and value for those we serve.

  • Citizens Bank Columbia
  • 814 Main Street, Columbia, MS, 39429
  • Lends in Mississippi
  • Citizens Bank can trace its origins back to 1913, when Henry and Sallie Rankin acted on their belief that the Columbia area needed a bank that could be responsive to the financial needs of individuals and businesses within their community. Twenty-four original shareholders raised $35, 000 in capital to form the Bank.

  • Priorityone Mortgage
  • 220 Main Avenue North, Magee, MS, 39111
  • Lends in Mississippi
  • As PriorityOne Bank has exceeded a 111-year history of serving its loyal customers, it is proud of the fact that it remains a local independent community based bank that is expanding & growing to serve the vast financial needs of many customers throughout MS. PriorityOne Bank has experienced considerable growth, while still retaining the friendly.

  • United Mississippi Bank
  • 1 Morgantown Road, Natchez, MS, 39120
  • Lends in Mississippi
  • The mission of UMB is to ensure continued growth and prosperity by hiring the most qualified and dedicated employees, staying current with technological advances in the banking industry, supporting and enriching our employees and the communities we serve, and delivering a competitive shareholder return.

  • Mutual Credit Union
  • 1604 Cherry Street, Vicksburg, MS, 39180
  • Lends in Mississippi
  • Founded in 1930 and chartered in 1931, Mutual Credit Union is Mississippi's oldest credit union, and one of the Southeast's most respected. Through the years, our State chartered financial institution has grown from humble beginnings into a world class financial services organization with over 20, 000 active members and over $190 million in assets.

  • Trustmark Mortgage Services
  • 401 N West St, Jackson, MS, 39201
  • Lends in Mississippi
  • Founded in 1889, Trustmark is one of the South’s strongest and most respected financial institutions, comprised of more than 2, 800 professionals serving customers in over 190 locations throughout Alabama, Florida, Mississippi, Tennessee and Texas. We offer a comprehensive range of personal and business banking services - from personal banking.

  • Enterprise Corporation of the Delta
  • 4 Old River Pl, Suite A, Jackson, MS, 39202
  • Lends in Mississippi
  • HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute) provides financial services; aggregates resources; and engages in advocacy to mitigate the extent to which factors such as race, gender, birthplace and wealth limit one’s ability to prosper. HOPE has generated or leveraged more than $3.1 billion in financing

  • Mississippi Federal Credit Union
  • 2500 North State Street, Jackson, MS, 39216
  • Lends in Mississippi
  • Mississippi Federal Credit Union is a not-for-profit full service financial institution. We offer every financial product from basic savings up to wealth management. We do it with better service and lower fees than a traditional institution. We are owned by our account holders, have over 5, 500 branches nationwide.

  • Diversified Mortgage Corporation
  • 1698 Old Fannin Road, Flowood, MS, 39232
  • Lends in Mississippi
  • DMC has been providing mortgage loans since 2000. We are a mortgage broker, which allows us the opportunity to work with multiple lenders. Being a broker gives us the ability to access many different programs and secure the best rate for our clients. On October 1, 2009, Diversified Mortgage became a wholly owned subsidiary of Bank of Forest.

  • Mississippi Mortgage
  • 4343 Lakeland Dr, Flowood, MS, 39232
  • Lends in Mississippi
  • We are a Top Producer for Down Payment Assistance, Grant Money & Tax Credit Programs. Whether you're a first-time homebuyer or an experienced one, we're ready to listen to your unique situation & provide a solution to meet your needs. We're committed to providing you unparalleled support,