For 2026, the FHA loan limits in Richland county of Rankin, MS are established as follows: $472,030 for single-family homes, $604,400 for properties with two units, $730,525 for those with three units, and $907,900 for buildings with four units.
When it comes to conventional loans, the caps are $726,200 for single-family homes, $929,850 for two-unit residences, $1,123,900 for three-unit structures, and $1,396,800 for four-unit properties.
Use our FHA calculator to uncover today’s best FHA rates. It helps calculate necessary down payments, income levels, credit standards, reserves, and documentation essential for qualification.
The Lendersa® calculator allows for comprehensive comparisons between FHA rates and terms and those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
Lendersa® gathers extensive data from thousands of lenders and matches it within seconds to your particular financial profile and needs.
Check the Loan Limits Comparison Table for 2026 in Richland county of Rankin, MS to compare the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs like income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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