For 2026, the FHA loan limits within the county of Copiah, MS, in Crystal-Springs are as follows: for a single-family home, the limit is $356,362; for 2-units, it is $456,275; for properties with 3 units, it is $551,500; and for 4-unit residences, it reaches $685,400.
The conventional loan maximums are $548,250 for a single-family home, $702,000 for 2-unit buildings, $848,500 for 3-unit structures, and $1,054,500 for 4-unit homes.
Utilize our FHA calculator to find the most favorable FHA rates today and figure out the necessary downpayments, income, credit scores, reserve needs, and documents required for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with a wide range of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This tool facilitates thorough exploration and comparison.
Lendersa® efficiently collects loan program data from thousands of lenders, comparing it swiftly with your distinct financial profile and needs.
The Loan Limits Comparison Table for 2026 in Crystal-Springs within the county of Copiah, MS, enables comparisons of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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