In 2026, the FHA loan limit for Florence, located in the county of Rankin, MS is specified as $472,030 for a single-family home, $604,400 for homes with 2 units, $730,525 for 3-unit residences, and $907,900 for 4-unit properties.
The cap for conventional loans is $726,200 for a single-family home, $929,850 for 2 units, $1,123,900 for 3-unit dwellings, and $1,396,800 for properties with 4 units.
Our FHA calculator helps you find today's leading FHA rates, estimating needed downpayments, including income, credit, reserves, and necessary documents for qualification.
Use the Lendersa® calculator to compare FHA rates and terms against other loan programs, like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, to get the best deal for you.
With data from thousands of lenders, Lendersa® quickly matches programs to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Florence county of Rankin, MS lets you view maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Compare requirements like income, reserves, and credit with Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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