In the year 2026, the FHA loan limits within Clinton county of Hinds, MS are established at $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three units, and $907,900 for structures with four units.
Conventional loans for single-family residences cap at $726,200. For duplexes, the maximum is $929,850; for triplexes, it's $1,123,900; and for four-unit homes, it reaches $1,396,800.
Utilize our FHA calculator to find today's top FHA rates and determine the down payment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator enables comparisons of FHA rates and terms with those of other loan programs. Dive into and compare options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® gathers comprehensive data from thousands of lenders, promptly aligning results with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Clinton, Hinds, MS reviews FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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