For the year 2026, the FHA loan limits for Raymond county, located in Hinds, MS, are as follows: a single-family home has a limit of $472,030, while properties with 2 units can receive up to $604,400. For those with 3 units, the limit is $730,525, and for 4-unit buildings, it reaches $907,900.
When discussing conventional loans, the maximum permissible amount for a single-family residence is $726,200. Properties with two units can borrow up to $929,850, for those with three units the limit is $1,123,900, and for buildings housing four units, the cap is $1,396,800.
Utilize our FHA calculator to explore today’s most favorable FHA rates and calculate essential qualification elements like downpayment amount, necessary income, credit score, required reserves, and documentation.
The Lendersa® calculator assists you in evaluating FHA rates and conditions alongside those of myriad other loan programs. This includes options like Conventional and Jumbo loans, VA, USDA, Non-QM, and hard money loans compared with FHA.
Lendersa® quickly analyzes data provided by thousands of lenders, matching it against your unique financial situation and needs to provide a tailored comparison rapidly.
Examine the Loan Limits Comparison Table for the current year, 2026, available in Raymond county within Hinds, MS. This table allows you to compare the upper limits for loans across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money categories. For a deeper analysis of qualification criteria, such as income, reserve requirements, and credit standing, try using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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