For the year 2026, the FHA loan limits in Jackson, within Hinds county of MS, are set at $472,030 for single-family homes. The limits increase to $604,400 for two units, $730,525 for three units, and $907,900 for four units.
Conventional loans have a maximum of $726,200 for a single-family residence, rising to $929,850 for two units, $1,123,900 for three-unit properties, and $1,396,800 for properties with four units.
To find today's best FHA rates, use our FHA calculator. It will also assist in computing the required down payment, assessing income, credit, reserves, and the documents needed for eligibility.
With the Lendersa® calculator, compare the rates and terms of FHA loans against other loan types. Look into and compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in tandem with FHA.
Lendersa® provides access to loan program data from thousands of lenders. It swiftly matches these to your financial profile.
Check the Loan Limits Comparison Table for 2026 in Jackson, Hinds, MS. It includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum limits. To scrutinize qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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