In 2026, the FHA loan limits in the county of Pearl, Rankin, MS are set at $472,030 for single-family homes. For two-unit homes, the limit rises to $604,400, for three units it is $730,525, and for four-unit residences, it's $907,900.
The cap for conventional loans on a single-family home is $726,200. For two-unit structures, the maximum goes to $929,850, for three-unit homes it stands at $1,123,900, and extends to $1,396,800 for four-unit properties.
Use our FHA calculator to unveil today's best FHA rates and determine the necessary downpayment, income requirements, credit standing, available reserves, and requisite documents for qualification.
The Lendersa® calculator equips you to compare FHA rates and terms against those of all other available loan programs. Dive into and compare options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans in relation to FHA offerings.
Lendersa® collects extensive loan data from thousands of lenders, providing quick comparisons specifically tailored to your financial profile and needs.
For 2026 in Pearl, Rankin, MS, the Loan Limits Comparison Table catalogs FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For evaluation of qualification requirements including income, reserves, and credit profiling, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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