In 2026, the FHA loan limits set for homes in the Columbus county of Lowndes, MS, are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
For conventional loans, the maximum lending amounts are $726,200 for single-family residences. Two-unit homes can reach up to $929,850, while three-unit properties have a cap of $1,123,900, and four-unit buildings go up to $1,396,800.
Access our FHA calculator to discover today’s leading FHA rates and compute the downpayment, income required, credit score, reserves, and documentation needed for eligibility.
The Lendersa® calculator allows you to review FHA rates and terms alongside those of different loan programs. Evaluate and contrast options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA offerings.
Lendersa® aggregates loan program data from thousands of lenders and provides a quick comparison tailored to your financial profile and unique needs.
For 2026 in Columbus, Lowndes, MS, utilize the Loan Limits Comparison Table to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum limits. The Lendersa® Super Loan Integrated Qualifier (SLIQ™) assists in evaluating qualifications like income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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