For the year 2026, the FHA loan limit in New-Hope county of Lowndes, MS, is set at $356,362 for a single-family home, $456,275 for properties with 2 units, $551,500 for 3-unit homes, and $685,400 for 4-unit buildings.
The maximum loan amounts for conventional loans for a single-family home are $548,250, $702,000 for 2-unit homes, $848,500 for those with 3 units, and $1,054,500 for 4 units.
Use our FHA calculator to discover today's best FHA rates and determine the necessary downpayment, as well as requirements for income, credit, reserves, and the documents needed to qualify.
The Lendersa® calculator is designed for comparing FHA rates and terms with those from other loan programs. This includes options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly compiles loan program data from thousands of lenders, providing comparisons tailored to your unique financial profile.
The Loan Limits Comparison Table for 2026 in New-Hope county of Lowndes, MS shows maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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