For 2026, the FHA loan limits in the Hattiesburg area of Forrest, MS are $472,030 for a single-family residence, $604,400 for two-unit properties, $730,525 for three units, and $907,900 for four units.
Conventional loans cap at $726,200 for a single-family home, extending to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Utilize our FHA calculator to find today’s best FHA rates and figure out the necessary down payment, income, credit, reserves, and documentation to qualify.
The Lendersa® tool helps you compare FHA rates with those of other loan types. Delve into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money alongside FHA offers.
Lendersa® accesses data from thousands of lenders, providing quick comparisons against your financial profile.
The Loan Limits Comparison Table for 2026 in Hattiesburg, Forrest, MS includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification details like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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