2026 FHA Loan Limits for Petal, Forrest County, Mississippi

In 2026, FHA loan limits in Petal county of Forrest, MS are: $472,030 for single-family homes, $604,400 for 2-unit properties, $730,525 for 3-unit homes, and $907,900 for 4-unit buildings.

The limits for conventional loans are $726,200 for single-family residences, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our FHA calculator to find the best FHA rates and calculate downpayment, income, credit, reserves, and documents needed to qualify.

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The Lendersa® calculator helps you compare FHA rates and terms with those of various loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® acquires data from thousands of lenders to compare it quickly with your financial profile and requirements.

Refer to the Loan Limits Comparison Table for 2026 in Petal county of Forrest, MS to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money programs. To assess qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Petal county of Forrest, MS

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Petal FHA Lenders

  • Titan Home Loans LLC
  • 618 Campbell Loop, Suite 10, Hattiesburg, MS, 39401
  • Lends in Mississippi
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.

  • Grand Bank
  • 204 Westover Drive, Hattiesburg, MS, 39402
  • Lends in Mississippi
  • At Grand Bank we put people first. We have been providing our customers with superior and flexible service with a hometown approach since 1968. Our mission is to serve our communities and customers so that families grow stronger, businesses thrive, and communities flourish. Grand Bank is both a great place to save for our customers.

  • Sunbelt Federal Credit Union
  • 734 Sawmill Road, Laurel, MS, 39440
  • Lends in Mississippi
  • At Central Sunbelt, we have tons of great options to buy, build, or enhance your home to fit your lifestyle and wallet. Flexible loan options paired with competitive rates and as little as zero down payment allow new or seasoned home-buyers to make the right decision for their home. We are excited to get started on making your dreams come true.

  • Citizens Bank Columbia
  • 814 Main Street, Columbia, MS, 39429
  • Lends in Mississippi
  • Citizens Bank can trace its origins back to 1913, when Henry and Sallie Rankin acted on their belief that the Columbia area needed a bank that could be responsive to the financial needs of individuals and businesses within their community. Twenty-four original shareholders raised $35, 000 in capital to form the Bank.

  • First State Bank
  • 708 Azalea Dr, Waynesboro, MS, 39367
  • Lends in Mississippi
  • First State Bank is here to serve all of your financial needs. Our mission is to be a strong independent community bank that provides excellent customer service in an employee friendly environment while striving to maintain stable growth and maximizing earnings and shareholder value.

  • Magnolia State Bank
  • 28 Hwy 528, Bay Springs, MS, 39422
  • Lends in Mississippi
  • Magnolia State Bank offers its customers full-service banking delivered through a variety of methods and by offering many accounts and services options. For branch, drive thru and ATM locations and times of service, see the Locations tab. We invite you to explore this website for detailed information concerning our many products and services.

  • Priorityone Mortgage
  • 220 Main Avenue North, Magee, MS, 39111
  • Lends in Mississippi
  • As PriorityOne Bank has exceeded a 111-year history of serving its loyal customers, it is proud of the fact that it remains a local independent community based bank that is expanding & growing to serve the vast financial needs of many customers throughout MS. PriorityOne Bank has experienced considerable growth, while still retaining the friendly.

  • Gulf Coast Community Federal Credit Union
  • 12364 Highway 49, Gulfport, MS, 39503
  • Lends in Mississippi
  • At Gulf Coast Community Federal Credit Union, we want to know what our members have to say. So if you have questions, comments, constructive feedback, or praise, don't be shy! Give us a call, swing by, or contact us via email using this handy form. We offer a wide range of financial services to help you chase your dreams with confidence

  • First National Bank of Picayune
  • 121 East Canal Street, Picayune, MS, 39466
  • Lends in Mississippi
  • First National Bank of Picayune was founded in September 1947 to serve the residents of Pearl River County. It is the only local bank headquartered in Picayune, Mississippi. In addition to the Main branch located on East Canal Street, the bank has three branches in Picayune, West Canal, North, and South branches. West Canal branch was opened in 196

  • Power Mortgage
  • 500 W Canal St, Picayune, MS, 39466
  • Lends in Mississippi
  • POWER Mortgage is a division of Weststar Mortgage Corporation, a New Mexico company founded in 1983. Weststar is a direct lender that specializes in tailoring lending solutions that traditional lenders and banks consider outside the box. Weststar currently services over $2 Billion in mortgages, is a GNMA Issuer,