In 2025, the FHA loan limits in West-Hattiesburg county of Lamar, MS are outlined as follows: $356,362 for single-family homes, $456,275 for two units, $551,500 for three units, and $685,400 for four-unit properties.
The maximum conventional loan limits for a single-family home are set at $548,250. For two-unit properties, the cap is $702,000, for three-unit homes it's $848,500, and for four units, the limit reaches $1,054,500.
Our FHA calculator can be utilized to find today’s top FHA rates, assisting in determining the necessary down payment, income, credit requirements, reserves, and documentation to qualify.
The Lendersa® calculator allows comparisons of FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects extensive loan program data from thousands of lenders and quickly matches it to your financial profile and needs.
Refer to the Loan Limits Comparison Table for 2025 in West-Hattiesburg county of Lamar, MS to understand the maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating qualification needs such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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