For the year 2026, in Ellisville county of Jones, MS, the FHA loan limits are set as follows: $472,030 for a single-family home, $604,400 for properties with 2 units, $730,525 for 3-unit buildings, and $907,900 for 4-unit residences.
The highest loan amounts allowed for conventional loans are $726,200 for a single-family house, $929,850 for 2-unit properties, $1,123,900 for homes with 3 units, and $1,396,800 for residences containing 4 units.
Utilize our FHA calculator to identify today’s top FHA rates and evaluate the necessary downpayment, income, credit requirements, reserves, and documents needed for qualification.
With the Lendersa® calculator, you can compare the terms and rates of FHA loans against other loan programs. This includes options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, offering broad exploratory capabilities.
Lendersa® swiftly compiles loan program data from a multitude of lenders, comparing it effectively with your financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Ellisville county, within Jones, MS, provides a thorough comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification necessities such as income, reserves, and credit scores, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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