As of 2025, the FHA loan limits in Newton county of Newton, MS are as follows: $472,030 for a single-family home, $604,400 for 2-unit homes, $730,525 for 3-unit properties, and $907,900 for those with 4 units.
For conventional loans, the maximum amount for a single-family residence is $726,200, with other units being $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Make use of our FHA calculator to discover today’s best FHA rates and to determine the downpayment, income, credit score, reserves, and documents needed for qualification.
With the Lendersa® calculator, you can compare the rates and terms of FHA loans against all other loan programs. This includes comparing options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA offerings.
Lendersa® efficiently gathers data from thousands of lenders to align with your unique financial profile, providing comparisons within seconds.
Refer to the Loan Limits Comparison Table for 2025 in Newton county of Newton, MS for a comprehensive view of maximum loan amounts. This includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess requirements like income, reserves, and credit, you can use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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