For 2026, the FHA loan limits in Vicksburg, Warren, MS stand at $472,030 for single-family homes. Limits increase to $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The maximum loan amount for conventional loans is $726,200 for single-family dwellings. For two-unit homes, it is $929,850, increasing to $1,123,900 for three units, and $1,396,800 for four-unit residences.
Utilize our FHA calculator to find today's best FHA rates and figure out the necessary downpayment, income level, credit score, reserves, and documentation for qualification.
The Lendersa® calculator allows you to match FHA rates and terms against other available loan options. Explore and assess various alternatives like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® assembles loan data from a vast number of lenders, promptly comparing it with your specific financial profile and requirements.
For 2026 in Vicksburg, Warren, MS, the Loan Limits Comparison Table covers FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Examine qualification needs such as income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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