In 2025, the FHA loan limits in Laurel, Jones, MS are defined as $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for home blocks with four units.
The maximum conventional loan limit for a single-family residence is $726,200. For two-unit properties, it extends to $929,850, three-unit homes can reach $1,123,900, and four-unit structures are capped at $1,396,800.
Utilize our FHA calculator to access today’s best FHA rates and pinpoint the required down payment, income level, credit score, reserves, and necessary documentation for qualification.
The Lendersa® calculator enables comparison of FHA rates and terms with those of other available loan programs. Explore and contrast options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offers.
Lendersa® compiles comprehensive data from thousands of lenders, quickly analyzing it against your personal financial profile and needs.
The Loan Limits Comparison Table for 2025 in Laurel, Jones, MS covers FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing qualification requirements including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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