In the year 2026, the FHA loan limit within Lucedale, located in George, MS, is specified at $472,030 for single-family homes. The limit for properties with 2 units is $604,400, for those with 3 units it is $730,525, and for 4-unit properties, the limit reaches $907,900.
For conventional loans, the highest loan amount for a single-family dwelling is $726,200. The ceiling for 2-unit properties is set at $929,850, for 3-units it stands at $1,123,900, and for 4-unit structures, it is $1,396,800.
Utilize our FHA calculator to discover the most competitive FHA rates today, and find out about the needed downpayment, income, credit score, reserves, and documents for qualification.
The Lendersa® calculator offers the ability to compare FHA rates and terms with those of all other loan programs. This includes options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans compared alongside FHA loans.
Lendersa® compiles comprehensive data from thousands of lenders, delivering tailored comparisons swiftly in accordance to your unique financial profile.
Refer to the Loan Limits Comparison Table for 2026 positioned in Lucedale county of George, MS, offering insights by comparing maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs, like income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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