For 2026, the FHA loan limits in Deer-Lodge county of Powell, MT, are as follows: for a single-family home, the limit is $356,362, for two units it's $456,275, for three units it reaches $551,500, and for four units, the maximum is $685,400.
The highest loan amounts for conventional loans on a single-family residence are $548,250. For two-unit properties, the limit is $702,000, for three units it is $848,500, and for four units it reaches $1,054,500.
To check today’s best FHA rates and qualify the variables like downpayment, income, credit score, reserves, and necessary documents, make use of our FHA calculator.
The Lendersa® calculator allows you to compare FHA rates and terms with a range of other loan programs. You can explore conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA.
Lendersa® extracts comprehensive loan program data from numerous lenders and quickly matches it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Deer-Lodge, a part of Powell county, MT, helps you compare maximum loan amounts across FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To review qualification requirements such as income, reserves, and credit standards, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is ideal.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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