FHA Loan Max Loan amount for Anaconda, Deer Lodge County, MT in 2026

For 2026, the FHA loan limits in Anaconda, Deer Lodge, MT are: $472,030 for single-family homes, $604,400 for 2-unit homes, $730,525 for 3-unit properties, and $907,900 for 4-unit residences.

Conventional loan maximums stand at $726,200 for a single-family house, while 2-units are capped at $929,850, 3-unit properties at $1,123,900, and 4-units at $1,396,800.

Intrigued by today’s best FHA rates? Use our FHA calculator to explore and determine the downpayment, income requirements, credit reserves, and documentation needed for qualification.

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Explore various loan options in Anaconda, MT

The Lendersa® calculator enables comparisons of FHA rates and terms against other loan programs. Delve into options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in relation to FHA.

Lendersa® rapidly acquires program data from numerous lenders, offering a swift comparison tailored to your unique financial needs.

The Loan Limits Comparison Table for 2026 within Anaconda, Deer Lodge, MT showcases maximum loan amounts across multiple categories: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for reviewing criteria such as income, reserves, and credit.

Loan limits Anaconda county of Deer Lodge, MT

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Anaconda FHA Lenders

  • Madison Valley Bank
  • 109 West Second, Boulder, MT, 59632
  • Lends in Montana
  • When Peter T. opened First Madison Valley Bank in 1965, on Main Street of Ennis, Montana, he waited outside the doors of his single-story bank building, with no indoor plumbing, and shook hands with each patron who entered. He intended for that bank to serve as a hub for the rural Montana community he loved.

  • Ascent Bank
  • 2037 N Last Chance Gulch, Helena, MT, 59601
  • Lends in Montana
  • In 1970, Paul Caruso, Sr. moved to Helena and established Ascent Bank, formerly First Security Bank of Helena. Paul believed that being a family owned and managed bank meant truly supporting the community and creating a culture that saw every customer as having unique needs. Paul and the entire staff saw finding solutions.

  • Valley Bank of Helena
  • 3030 North Montana Ave., Helena, MT, 59601
  • Lends in Montana
  • Valley Bank proudly serves the Helena Valley and surrounding areas, helping businesses and individuals achieve their financial goals every day.

    We are a division of Glacier Bank, which is owned by Glacier Bancorp, Inc. (GBCI), a regional bank holding company headquartered in Kalispell, Montana.

  • Opportunity Bank of Montana
  • 1400 Prospect Ave, Helena, MT, 59601
  • Lends in Montana
  • At our heart we are a Montana community bank. We are part of each community we serve. We volunteer, donate, build, educate, and strive to make our communities stronger. Our mission is to provide strong financial futures for Montanans. Opportunity Bank of Montana opened our doors in Helena, Montana in 1922.

  • Intrepid Credit Union
  • 915 Kessler St., Helena, MT, 59601
  • Lends in Montana
  • Intrepid Credit Union offers its members the latest in technology as well as a full menu of products — from all types of loans (including mortgage) to 24-hour account information by phone or internet, bill pay, free rewards checking, various savings accounts for all ages, as well as IRAs, Share Certificates, & Mastercard credit cards & debit cards.

  • Rocky Mountain Credit Union
  • 3400 N. Montana Ave, Helena, MT, 59602
  • Lends in Montana
  • RMCU is here to help you through life’s events big or small. As a member, you are an owner. RMCU is a democratic financial cooperative and that means you have a say in how your credit union is run. We are also not-for-profit which allows us to offer low loan rates and higher interest deposits. RMCU puts people first.

  • Ravalli County Federal Credit Union.
  • 501 N 1st Street, Hamilton, MT, 59840
  • Lends in Montana
  • Ravalli County FCU was known as Ravalli County Federal Employees Credit Union Association. It was a state chartered credit union with membership restricted to employees of the Rocky Mountain Lab and the Forest Service. Over the years additional groups were allowed to join the credit union

  • Hamilton Mortgage Services, Inc
  • 716 S 1ST ST, Hamilton, MT, 59840
  • Lends in Montana
  • At Hamilton Mortgage Services, Inc We understand that each customer has specific needs. To meet those specific needs, we strive to provide a wide array of products, investment tools, mortgages and best of all quality service and individual attention. The loan process may seem daunting

  • High Peaks Federal Credit Union
  • 222 S Pacific Street, Dillon, MT, 59725
  • Lends in Montana
  • High Peaks Federal Credit Union helped members reach their goals for 60 years by providing quality, low-cost financial products and convenient services. As a not-for-profit financial cooperative, we return earnings to our members in the form of higher dividends, lower loan rates and a full range of products and services.

  • Pioneer Federal Savings and Loan
  • 32 N. Washington St, Dillon, MT, 59725
  • Lends in Montana
  • Pioneer Federal Savings and Loan Association is dedicated to providing quality services and products to its customers all the while remaining financially strong and adding value to the quality of life in the communities it services. We are proud to have served our communities for over 100 years by helping our neighbors fulfill their dreams.