For 2026, FHA loan limits in Lolo county, part of Missoula, MT, are as follows: $546,250 for a single-family home, $699,300 for two units, $845,300 for three units, and $1,050,500 for four units.
Conventional loan limits for a single-family residence reach $726,200. For two-unit homes, the limit is $929,850, for three units, it's $1,123,900, and for four units, the maximum is $1,396,800.
Utilize our FHA calculator to explore today’s best FHA rates, determining the required downpayment, income levels, credit score, reserves, and needed documents to qualify.
Use the Lendersa® calculator to compare FHA rates and terms alongside all other loan programs, including conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® rapidly compiles data from thousands of lenders, aligning this information with your personal financial profile and needs.
In 2026, the Loan Limits Comparison Table in Lolo, within Missoula, MT, enables you to compare maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $546,250 | $699,300 | $845,300 | $1,050,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $377,200 | $377,200 | $377,200 | $377,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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