FHA Loan Max Loan amount for Hamilton, Ravalli County, MT in 2023

In 2025, FHA loan limit in Hamilton county of Ravalli, Montana is $504,850 for a single-family home, $646,300 for 2-units, $781,200 for 3-units, and $970,850 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in Hamilton county of Ravalli, Montana compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Hamilton county of Ravalli, MT

SFR 2 Units 3 Units 4 Units
FHA $504,850 $646,300 $781,200 $970,850
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Bank of Montana
  • 125 Bank Street, Suite 100, Missoula, MT, 59802
  • We offer a full range of deposit and loan services, featuring some of the most competitive rates in the country. One of our specialties is government-enhanced loans such as those provided in conjunction with the Montana Board of Investments, the Small Business Administration, the U.S. Department of Agriculture, and other state and federal programs.
  • Valley Bank of Ronan
  • 63659 US Hwy 93 S, Ronan, MT, 59864
  • The beginning of Valley Banks was truly a community effort & one of the things that makes small town life so special. Members of the community from up & down the valley came together to raise the capital necessary to get a local community bank off the ground. We are a State Chartered community bank located in the heart of the Mission Valley in MT.
  • Madison Valley Bank
  • 109 West Second, Boulder, MT, 59632
  • When Peter T. opened First Madison Valley Bank in 1965, on Main Street of Ennis, Montana, he waited outside the doors of his single-story bank building, with no indoor plumbing, and shook hands with each patron who entered. He intended for that bank to serve as a hub for the rural Montana community he loved.
  • High Peaks Federal Credit Union
  • 222 S Pacific Street, Dillon, MT, 59725
  • High Peaks Federal Credit Union helped members reach their goals for 60 years by providing quality, low-cost financial products and convenient services. As a not-for-profit financial cooperative, we return earnings to our members in the form of higher dividends, lower loan rates and a full range of products and services.
  • Pioneer Federal Savings and Loan
  • 32 N. Washington St, Dillon, MT, 59725
  • Pioneer Federal Savings and Loan Association is dedicated to providing quality services and products to its customers all the while remaining financially strong and adding value to the quality of life in the communities it services. We are proud to have served our communities for over 100 years by helping our neighbors fulfill their dreams.
  • Ascent Bank
  • 2037 N Last Chance Gulch, Helena, MT, 59601
  • In 1970, Paul Caruso, Sr. moved to Helena and established Ascent Bank, formerly First Security Bank of Helena. Paul believed that being a family owned and managed bank meant truly supporting the community and creating a culture that saw every customer as having unique needs. Paul and the entire staff saw finding solutions.
  • Valley Bank of Helena
  • 3030 North Montana Ave., Helena, MT, 59601
  • Valley Bank proudly serves the Helena Valley and surrounding areas, helping businesses and individuals achieve their financial goals every day. We are a division of Glacier Bank, which is owned by Glacier Bancorp, Inc. (GBCI), a regional bank holding company headquartered in Kalispell, Montana.
  • Opportunity Bank of Montana
  • 1400 Prospect Ave, Helena, MT, 59601
  • At our heart we are a Montana community bank. We are part of each community we serve. We volunteer, donate, build, educate, and strive to make our communities stronger. Our mission is to provide strong financial futures for Montanans. Opportunity Bank of Montana opened our doors in Helena, Montana in 1922.
  • Intrepid Credit Union
  • 915 Kessler St., Helena, MT, 59601
  • Intrepid Credit Union offers its members the latest in technology as well as a full menu of products — from all types of loans (including mortgage) to 24-hour account information by phone or internet, bill pay, free rewards checking, various savings accounts for all ages, as well as IRAs, Share Certificates, & Mastercard credit cards & debit cards.
  • Eagle Bank - MT
  • 80 Heritage Lane, Polson, MT, 59860
  • Our mission is to provide superior financial services while fostering lifetime relationships based on our philosophy that people matter most. Eagle Bank is truly a “Community Bank” with the Confederated Salish and Kootenai Tribes owning the bank on behalf of their approximately 8, 000 members.