For the year 2026, the FHA loan limits in Hamilton county of Ravalli, MT are as follows: $504,850 for a single-family home, $646,300 for properties with two units, $781,200 for properties with three units, and $970,850 for properties with four units.
Regarding conventional loans, the upper borrowing limit for a single-family residence is $726,200. For homes with two units, the cap is $929,850; with three units, it's $1,123,900; and for four units, the limit is $1,396,800.
To discover the finest FHA rates available today, use our FHA calculator. This tool will also help you determine the necessary downpayment, income, credit standards, reserves, and documentation required for qualification.
The Lendersa® calculator provides a platform to compare FHA rates and terms with those of various other loan programs. It allows for an in-depth comparison of conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA offerings.
Lendersa® collects comprehensive loan program data from a multitude of lenders and evaluates it swiftly based on your individual financial profile and needs.
The Loan Limits Comparison Table for 2026 in Hamilton county, Ravalli, MT, allows a comprehensive comparison of FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money maximum loan amounts. To assess qualification needs, including income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $504,850 | $646,300 | $781,200 | $970,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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