In 2026, the FHA loan limits for Orchard-Homes county, within Missoula, MT, have been set. For a single-family home, the limit is $388,700. For properties with two units, it's $497,600, for three units, it extends to $601,500, and for those with four units, the limit reaches $747,500.
The highest loan amount available for conventional loans on a single-family residence is $548,250. For duplexes, it is $702,000, for tri-unit properties, $848,500, and for quadplexes, the cap is $1,054,500.
To find today’s optimal FHA rates and assess factors like downpayments, income, credit requirements, reserves, and needed documents, use our specialized FHA calculator.
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The Lendersa® calculator assists in comparing FHA rates and terms against those of other loan options. Explore and evaluate differences among conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans as they relate to FHA.
Lendersa® collates extensive data from a multitude of lenders, comparing it precisely in moments to your distinct financial profile and needs.
The Loan Limits Comparison Table for 2026 in Orchard-Homes county, Missoula, MT, allows a thorough examination of the maximum allowable loan amounts for FHA, conventional conforming, jumbo, USDA, VA, none-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To review qualification requirements like income, credit scores, and reserves, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $388,700 | $497,600 | $601,500 | $747,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $310,900 | $310,900 | $310,900 | $310,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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