In 2026, the FHA loan limit in the county of Iredell, for Statesville, NC, is $472,030 for single-family homes, $604,400 for properties with two units, $730,525 for those with three units, and $907,900 for four-unit homes.
Conventional loans have a maximum of $726,200 for single-family homes, $929,850 for two-unit properties, $1,123,900 for three-unit buildings, and $1,396,800 for four-unit residences.
Use our FHA calculator to view today's leading FHA rates and assess your downpayment, income, credit score, reserves, and required documentation for qualification.
Utilize the Lendersa® calculator to compare FHA rates and terms with other options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® accesses data from thousands of lenders, enabling quick, tailored comparisons that align with your unique financial profile.
The Loan Limits Comparison Table for 2026 in Statesville, within Iredell county, NC, lets you assess maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification aspects such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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