For 2026, the FHA loan limits in Minot county, part of Ward, ND, stand as follows: $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for buildings with three units, and $907,900 for residences with four units.
When it comes to conventional loans, the highest allowable for a single-family residence is $726,200. For homes with two units, the ceiling is $929,850, increasing to $1,123,900 for three-unit properties, and reaching $1,396,800 for four-unit structures.
Utilize our FHA calculator to find today’s leading FHA rates and calculate the essentials needed for qualification, including downpayment, income, credit evaluation, reserves, and required documentation.
The Lendersa® calculator allows you to compare FHA rates and terms with a variety of other loan programs. You can explore and contrast options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates detailed loan data from thousands of lenders, allowing for quick and precise comparisons tailored to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Minot county of Ward, ND, gives a comprehensive view of the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification factors, including income, reserves, and credit standards, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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