FHA Loan Max Loan amount for Williston, Williams County, ND in 2026

For the year 2026, the FHA loan limits in Williston, located in Williams county, ND, are as follows: $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit properties.

Regarding conventional loans, the highest loan amount for a single-family residence is $726,200. For duplexes, the limit is $929,850; for triplexes, it's $1,123,900; and for four-unit homes, the limit is $1,396,800.

Utilize our FHA calculator to discover today's competitive FHA rates and evaluate the necessary downpayment, income, credit, reserves, and documentation required for qualification.

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With the Lendersa® calculator, you can assess the rates and conditions of FHA loans against other loan programs. Compare various types like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA options.

The Lendersa® system compiles loan program data from thousands of lenders and swiftly matches it to your specific financial situation and requirements.

Our Loan Limits Comparison Table for 2026 in Williston, Williams county of ND provides a side-by-side comparison of the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification criteria, including income, reserves, and credit standards.

Loan limits Williston county of Williams, ND

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Williston FHA Lenders

  • American State Bank & Trust
  • 223 Main Street, Williston, ND, 58802
  • Lends in North Dakota
  • American State Bank and Trust Company to be the premier provider of financial services in our trade area by partnering with our customers to achieve their financial goals & also At ASB&T we call our approach to business Banking Your Way. By providing unmatched customer service, we can continue to improve financial outcomes for our valued customers.

  • Western Cooperative Credit Union
  • 1300 Bison Drive, Williston, ND, 58802
  • Lends in North Dakota
  • Western Cooperative Credit Union exists for the financial benefit of its members. Its purpose shall be to maximize member benefits through cost effective financial services, education consistent with cooperative principles, prudent management, and to maintain a strong presence in our communities.

  • Dakota West Credit Union
  • 340 Main St, Watford City, ND, 58854
  • Lends in North Dakota
  • Dakota West Credit Union is dedicated to helping our members grow with comprehensive, competitive financial products partnered with personal, professional service.
    It is our vision to deliver consistently the essential financial services in the communities we serve that promote agriculture and commerce while improving the quality of our members.

  • The Bank of Tioga
  • 7 North Main Street, Tioga, ND, 58852
  • Lends in North Dakota
  • The Bank of Tioga is a community bank that values citizenship, exceptional client service and serving as a business leader in its community. Committed to supporting local organizations, the bank reinvests 10 percent of their net income back to the community. Branch locations include both Tioga and Crosby, North Dakota.

  • Bravera Bank
  • 220 1st Ave W, Dickinson, ND, 58601
  • Lends in North Dakota
  • We are Bravera, an employee- and director-owned company of advisors who help build the financial strength, stability and growth of every community to which we belong. We’re driven to serve you, coming together to forge new paths to help you achieve your business and personal goals.

  • First Western Bank & Trust
  • 900 S Broadway, Minot, ND, 58701
  • Lends in North Dakota
  • First Western Bank & Trust strives to be the premier bank and financial service provider in the communities we serve by building strong customer relationships, providing great customer service, offering diverse financial products and maintaining knowledgeable, friendly professional employees.

  • Town and Country Credit Union
  • 615 S Broadway, Minot, ND, 58701
  • Lends in North Dakota
  • Town & Country is a growing credit union with a fun, fast-paced, and member-focused culture. We have locations in Minot, Fargo, West Fargo, Kenmare and Stanley, North Dakota. We believe in continual growth for our credit union and our employees. That’s why we’re proud to promote from within and help our employees build their careers

  • Union State Bank of Hazen
  • 209 Central Avenue NW, Hazen, ND, 58545
  • Lends in North Dakota
  • Union State Bank is a locally operated financial institution that offers a variety of services including, Checking, Savings, Mobile Banking, and Agricultural Commercial Banking. We strive to inspire our customers to make their financial dreams come true and Union State Bank of Hazen is a community-oriented, relationship-driven financial institution

  • First National Bank and Trust Bottineau
  • 424 Main St, Bottineau, ND, 58318
  • Lends in North Dakota
  • First National Bank of Kramer in 1906, the move was made to the County seat of Bottineau in 1931 and changed to First National Bank in Bottineau. In 1975 our name was changed to First National Bank and Trust Company of Bottineau. The building that we currently occupy was completed in 1956,

  • Kirkwood Bank & Trust
  • 2911 North 14th Street, Bismarck, ND, 58503
  • Lends in North Dakota
  • Kirkwood Bank & Trust was chartered by the North Dakota Department of Banking and Financial Institutions in February 1975 as Bank of Kirkwood Plaza. In 1981, Bank of Kirkwood Plaza was sold to a Fargo banker and re-named Dakota Bank & Trust Company. The bank was sold to its present stockholders in 1987 and re-named Kirkwood Bank & Trust.